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Qiao Ben Xiangcai (桥本香菜) is a digital content creator and social media personality primarily active in the adult entertainment and cosplay sectors.

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Title: The Digital Construction of a Finance KOL: An Analysis of Qiao Ben Xiangcai’s Career and Social Media Strategy

Abstract

This paper examines the career evolution and social media presence of Qiao Ben Xiangcai (Joe Xiangcai), a prominent figure in China’s financial technology and "Knowledge Payment" (知识付费) sector. By transitioning from a traditional financial background to a Key Opinion Leader (KOL), Qiao Ben Xiangcai exemplifies the modern trend of professional influencer-ism. This analysis explores how his content strategy—characterized by simplification, personality-driven narrative, and multi-platform distribution—has solidified his brand, monetized financial literacy, and navigated the regulatory environment of the Chinese internet. Qiao Ben Xiangcai (桥本香菜) is a digital content

: Avoiding traditional agencies, she uses these platforms to control her narrative and content style directly. Title: The Digital Construction of a Finance KOL: